The idea behind the Morrow Project game is pretty simple, but character creation is somewhat complex, so here's a guideline for the special rules of character creation:
Ruleset: Cortex Core
Character Level: Veteran
Bonus Asset Points: 10 (4 from Veteran level, 6 discretionary to make up for limited Complications)
Banned Assets: Any Asset that requires prior contact with a group of people (Blue Blood, Contacts, Loyal Companion, etc) are banned, as these will be irrelevant after the apocalypse. Also, as financial institutions no longer exist, the Wealthy Asset is banned.
Banned Complications: As above, any Complication that requires prior contact with a group of people (Criminal Past, Infamy, Rival, etc) are banned. Also, as financial institutions no longer exist, the Dead Broke Complication is banned.
In addition, the exacting standards of Morrow Project recruitment means that people with major mental or physical handicaps would not be selected for the Project, meaning that complications that imply those traits (Impaired Manipulation, Impaired Movement, Major Impaired Senses, etc for physical Complications, and Major Out for Blood, Major Overweight, Paralyzed, Pyro, etc for mental Complications).
Finally, Complications that imply a lack of education (Illiterate specifically) are also banned, thanks to the requirement of a college education for all MP personnel.
Granted Asset: Higher Education is granted at d2.